Local Independent Insurance Agency

Your family. Your home. Your business. Your car. You know you need protection for these things that matter most in your life, but you don’t know how to best protect them.

When you’re searching for the right insurance, you want to work with someone who is not only experienced and knowledgeable, but more importantly, someone who cares about you. Someone local who lives in your community and knows you. Someone who will take the time to listen to your needs and then find the best protection that fits your budget.

Ridpath Insurance Radford VA office

That’s what you’ll get at Ridpath Insurance. Whether you need personal or business insurance, our experienced team is here to help. From the first time you step foot in our office or give us a call, we don’t call you a customer; we call you a member because we see you as part of our family. Our priority is doing what is best for you, and we strive to go above and beyond to meet your needs.

As an independent insurance agency, we can offer you a wide variety of insurance plans from different regional and national insurance companies. This ensures that we can deliver the insurance solutions that best protect your investments while fitting your needs and budget. Out of our Radford, VA insurance office, we serve those in the New River Valley and beyond. We’re licensed to write insurance policies in Virginia, North Carolina, South Carolina, West Virginia, Iowa, and Tennessee.

At Ridpath Insurance, we’ll help you find the right path to best protect what matters to you.

Our Mission

Ridpath Insurance assists individuals, families, and businesses in the New River Valley and beyond in finding the personal and business insurance solutions that best fit their needs and protect their investments.

Our History

Our Beginning

The Ridpath family has a long history with insurance, serving the New River Valley and communities of Radford and Pulaski County since 1961. Owner Greg Ridpath’s father, Benny Ridpath, was among the first established agents for Nationwide in Radford and was passionate about serving his community with integrity.

The Legacy Continues

Greg shared his father’s passion and became an Associate agent under his father in 1989 after graduating from Virginia Tech. Greg branched out on his own in 1991, continuing the tradition of integrity and superior customer service that he and his father had worked so hard to build.

Today

Ridpath Insurance continues that tradition today. We are a full-service, independent insurance agency that exists to help our members find the coverage protection they need.

Our Team

Our experienced team is here to help you with all of your insurance needs.

Greg Ridpath
Greg RidpathOwner & Primary Agent
Greg graduated from Virginia Tech and became an Associate Agent in 1988. He worked with his father Benny Ridpath for four years before branching out on his own in 1991. Greg continues to uphold the family name with a high level of service to his members. In his free time, you will find Greg spending time with his family and giving back to our wonderful community.
David Ramsey
David RamseyDirector of Sales & Operations, Ridpath Insurance Agency, Pulaski
David joined our team in January 2023 and is the office manager of the Ridpath Insurance Agency of Pulaski, VA. He is a licensed agent with nearly a decade of experience in Life Insurance and also licensed in Property and Causality. David is a resident of Pulaski County and has worked in this area all his working career. He is married to his wife of 34 years, Tammy, and has three children Amber, Jarred and Austin and one granddaughter, Hailey. He enjoys camping with his family and enjoys working on cars in his spare time.
Alexander Forester
Alexander ForesterLicensed Sales Agent, Ridpath Insurance Agency, Radford
Alexander joined our agency in March 2024 as a licensed sales agent. Alexander has lived in the New River Valley for the last 15 years and enjoys serving the community he grew up in. In Alexander’s free time he enjoys hiking and spending time with his friends and family.
Justin Decker
Justin DeckerCommercial Lines Sales Manager
Justin joined our team in May 2024! He graduated from East Carolina University in 2018 where he was the Treasurer of his fraternity Pi Kappa Phi and received a business degree with a dual concentration in Risk Management/Insurance and Finance. Before joining our team, Justin worked as a sales underwriter for The Hartford for 4 years and spent the last year and a half as a commercial producer for USI Insurance Services. In 2022, Justin joined the Ridpath family marrying Greg’s daughter Maddie in a beautiful ceremony in Asheville, NC. In his free time, he enjoys mountain biking, hiking, camping, and spending time with family.
Jordan Hollins
Jordan HollinsLicensed Agent/CSR
Jordan Hollins joined our team in November 2023. She is a licensed agent/CSR located in the Pulaski office. She is a Snowville native who graduated from Radford High School in 2018. In her free time, she enjoys being outdoors, reading, and spending time with friends and family.
Nicole Quesenberry
Nicole QuesenberryCSR
Nicole is currently our customer service representative. She has lived in the New River Valley her whole life. She graduated from Radford University in 2021. In her free time she likes to be outdoors or spend time with her family.

Frequently Asked Questions

Some questions our members ask. Have a question not covered here? Give us a call today!

We know that insurance companies are a dime a dozen. You can get a quote online in seconds. But if you’re looking for a personal experience where you’re treated like family, that’s what you’ll get at Ridpath Insurance. Our experienced team members aren’t just trying to sell insurance; we’re striving to do what’s in the best interest of our members.

As an independent insurance agency, we partner with dozens of regional and national insurance companies to ensure that we can deliver the insurance solutions that best protect your investments while fitting your needs and budget. You can see our list of insurance partners here.

Yes! You can fill out the form on our website to help us know some preliminary information. Or just give us a call or stop by our Radford office to talk to one of our agents.

You can file a claim by calling our office or filling out the form in the Member Resources section of our site. If you’d prefer, you can also file a claim directly with your insurance carrier. See our list of insurance partners for the link to file a claim with your respective carrier.

You can pay your bill directly to your insurance carrier. Visit our Insurance Partners page and use the links there to pay your bill online or by phone to your respective carrier.

You can request a policy change by filling out the form in the Member Resources section of our site, or you can give us a call.

Yes! We can even file them electronically with most carriers to speed up the process and make your life easier.

Also known as physical damage coverage, full coverage protects your vehicle against damage caused during an at-fault accident. You are required to carry at least state minimum liability limits, while physical damage is optional unless required by your bank when you finance a vehicle.

Your policy does extend to rental vehicles, but we recommend consulting your agent as some rental vehicles are excluded under policy contracts.

We offer a lot of discounts with many different carriers, but sometimes discounts only get you so far. We provide a comprehensive review each year for all of our members to make sure they are always getting the best rates.

A standard homeowner’s policy covers named perils, which means if the endorsement is not listed then you are not covered. Let us build you a custom policy today, so you don’t have to worry tomorrow.

Coverage needs vary widely depending on the size of your home and the type of protection for your belongings and assets inside the home. Let one of our licensed agents help you determine how much coverage you need. We will work up a guide for you and make sure you are not underinsured.

We do not believe in one size fits all when it comes to your business and neither should you. Give us a call and let us build a commercial policy that is worthy of your business.

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