Business Insurance – Commercial Property Insurance, Business Liability, and more

Business insurance for Christiansburg, Pulaski, Radford, Blacksburg, and beyond.

You’re a business owner who has invested countless hours, your hard earned money, and your heart and soul into getting your dreams off the ground. No matter how much planning you put into making sure your venture is a success, running a business involves risk, and maybe even some risk you hadn’t yet considered. The knowledgeable team at Ridpath Insurance is here to provide business insurance solutions that fit your industry and your budget. From basic options such as commercial property and business liability insurance to extra coverage such as crime insurance or workers’ compensation, we listen to your needs and work with you to find the right coverage to protect your investments, assets, and team.

Our Services

From general business liability insurance to industry specific insurance, we offer a wide range of business insurance services to protect you.

Business Owner's Policy (BOP)

A Business Owners Policy (BOP) includes property insurance and liability insurance to protect your business all with one convenient policy.

General Liability Insurance

General liability coverage for your business covers physical injury to other people or damage to other property arising from your day-to-day business operations.

Commercial Auto Insurance

Commercial auto insurance is a must for businesses that have company vehicles. We can create custom coverage for you depending on your business needs.

Commercial Property Insurance

Protect your property and assets in case of an accident, fire, theft, flooding, etc. with commercial property insurance.

Professional Liability Insurance

While general liability covers physical injury or damage loss, professional liability insurance (also known as Errors & Omissions (E&O) insurance) covers financial loss due to actions or lack of actions by businesses that provide professional services or advice.

Business Interruption Insurance

When a business is affected by incidents such as theft, fire, wind, or more, business interruption insurance (also called business income coverage) can help replace lost income and pay for extra expenses.

Crime Insurance

Protect your business against theft, employee dishonesty, forgery or alteration, fraud, computer fraud, and more with a commercial crime insurance policy.

Commercial Umbrella Insurance

In case of a lawsuit or major insurance claim, umbrella insurance provides extended liability coverage beyond your existing business insurance policies.

Workers' Compensation Insurance

Workers’ comp insurance covers work-related injuries or illnesses of your employees. It typically covers medical expenses and a portion of lost wages. We can help you make sure you are meeting Virginia’s laws regarding workers’ comp.

Farm Insurance

Often a farm serves as both your home and your business, which can make insurance for it seem complicated. Our team will help simplify it for you with a custom policy for you.

Contractor's Insurance

Contractor insurance policies vary widely depending on your specialty, equipment, employees, and much more. We’ll help you build the right policy to fit your specific needs.

Bonds

Bond insurance protects your business by guaranteeing repayment of principal and interest on a bond in the case of a default by the issuer of the bond.

Testimonials

“Greg has been a great friend to our family for many years. The staff makes you feel welcome and are always so helpful. We have been clients for many years. Highly recommend.”

Keith Reed

“Greg and his staff are always very responsive and professional with any of our insurance needs. We always get great value and service from Ridpath Insurance.”

Ben Harris

“Greg and his staff are all great to work with on all levels. Some of the friendliest folks you’ll ever meet! See them for whatever insurance needs they offer!”

Lee Wolfe

“You feel like family from the time you walk through the door. First class staff and great service every time.”

RJTJ, Bedford, VA

“Great service and wonderful people at the Ridpath Agency!”

Shirley Nester, Radford, VA

“They really give the most excellent service. They make you feel like you’re family. Wouldn’t go anywhere else!”

Danny Akers, Pulaski County, VA

“They really have your best interest at heart. I have been with you for over 46 years. You have a member for life!”

Jimmy Chrisley, Radford, VA

“Ethan helped my wife and I get car and renters insurance combined for less than we were paying for just car insurance. 10/10 service.”

Levi Johnston, Christiansburg, VA

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