Business Insurance

Protect your hard work with commercial coverage

Business Insurance – Commercial Property Insurance, Business Liability, and more

Business insurance for Mount Pleasant, Charleston, and beyond.

You’re a business owner who has invested countless hours, your hard earned money, and your heart and soul into getting your dreams off the ground. No matter how much planning you put into making sure your venture is a success, running a business involves risk, and maybe even some risk you hadn’t yet considered. The knowledgeable team at Ridpath Insurance is here to provide business insurance solutions that fit your industry and your budget. From basic options such as commercial property and business liability insurance to extra coverage such as crime insurance or workers’ compensation, we listen to your needs and work with you to find the right coverage to protect your investments, assets, and team.

Our Services

From general business liability insurance to industry specific insurance, we offer a wide range of business insurance services to protect you.

Business Owner's Policy (BOP)

A Business Owners Policy (BOP) includes property insurance and liability insurance to protect your business all with one convenient policy.

General Liability Insurance

General liability coverage for your business covers physical injury to other people or damage to other property arising from your day-to-day business operations.

Commercial Auto Insurance

Commercial auto insurance is a must for businesses that have company vehicles. We can create custom coverage for you depending on your business needs.

Commercial Property Insurance

Protect your property and assets in case of an accident, fire, theft, flooding, etc. with commercial property insurance.

Professional Liability Insurance

While general liability covers physical injury or damage loss, professional liability insurance (also known as Errors & Omissions (E&O) insurance) covers financial loss due to actions or lack of actions by businesses that provide professional services or advice.

Business Interruption Insurance

When a business is affected by incidents such as theft, fire, wind, or more, business interruption insurance (also called business income coverage) can help replace lost income and pay for extra expenses.

Crime Insurance

Protect your business against theft, employee dishonesty, forgery or alteration, fraud, computer fraud, and more with a commercial crime insurance policy.

Commercial Umbrella Insurance

In case of a lawsuit or major insurance claim, umbrella insurance provides extended liability coverage beyond your existing business insurance policies.

Workers' Compensation Insurance

Workers’ comp insurance covers work-related injuries or illnesses of your employees. It typically covers medical expenses and a portion of lost wages. We can help you make sure you are meeting Virginia’s laws regarding workers’ comp.

Farm Insurance

Often a farm serves as both your home and your business, which can make insurance for it seem complicated. Our team will help simplify it for you with a custom policy for you.

Contractor's Insurance

Contractor insurance policies vary widely depending on your specialty, equipment, employees, and much more. We’ll help you build the right policy to fit your specific needs.

Bonds

Bond insurance protects your business by guaranteeing repayment of principal and interest on a bond in the case of a default by the issuer of the bond.

Testimonials

“Greg was absolutely wonderful to work with! Friendly, knowledgeable and efficient – the entire process was easy and he saved us a lot of money too! Anytime we had a questions or needed to file a claim he took care of everything for us. Prior to our yearly renewal he was already looking for the best rates for us, creating such peace of mind.”

Heather

“After being constantly ignored by our other insurance agent, it was time to find an insurance agent who truly cared about their clients. It only took one phone call with Ridpath Insurance to make us feel completely comfortable. Greg completed a thorough look into all of our policies and found where our our insurance was lacking. Not only were we able to increase our coverage but ended up saving money across all policies. We are so fortunate to have found Greg and Liza. They have been in constant communication about everything going on and so helpful in every way possible. It is such a relief to know we are in such good hands!”

Chris

“Greg was absolutely wonderful to work with! Friendly, knowledgeable and efficient. The entire process was easy and he saved us a lot of money too! Each year Greg finds us the best rates for our insurance needs and personally takes care of any claims we have. His new office is open at The Bend in Carolina Park so he is close by for any questions and personalized service. This is a family owned business and you can truly feel that Liza and Greg care about your individual insurance needs.”

Paul

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