Personal Insurance

Coverage to protect you and your family

Home Insurance, Car Insurance & More

Personal insurance for Mt Pleasant, Charleston, and beyond.

Life is full of big moments—buying a home, having a baby, getting a driver’s license, sending your kid to college, retirement. And it’s also full of unexpected ones. The team at Ridpath Insurance is here to provide personal insurance solutions to ensure you and your family are covered through life’s transitions and that you’re protected through the unexpected. From home and car insurance to life insurance and more, we’ll help you find the right path to the peace of mind in knowing that what matters to you is protected.

Our Services

From home and car insurance to recreational vehicle and identity theft insurance, we offer a wide range of personal insurance services to protect you and your investments.

Auto Insurance

Protect your vehicles with an auto insurance policy you can count on. We also offer instant SR-22 & FR-44.

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Home Insurance

Get the right insurance coverage to protect your house and personal property.

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Health Insurance

Speak with representatives who can assist you in determining what coverage you qualify for and then in selecting the plan(s) that works best for you.

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Life Insurance

We’ll help you select the life insurance coverage that meets your needs and your budget.

Boat Insurance

Without boat insurance, you could be responsible for damages if an accident occurs. Protect yourself and your investment.

Renters Insurance

In case of fire, water damage, theft, etc., your landlord’s insurance covers only the building. Renters insurance protects your personal belongings, ensuring their replacement after a loss.

Condominium Insurance

Condo insurance protects not only your personal belongings but also the interior of your unit such as fixtures, flooring, walls, built-ins, cabinets, etc.

Flood Insurance

Since damage from flooding is not included in a standard homeowner’s policy, flood insurance is a good idea to protect your home and personal property.

Pet Insurance

Your pet is part of your family. When unexpected medical expenses arise, a pet insurance policy can help you offset the cost of your furry friend’s medical bills.

Personal Umbrella Insurance

In case of a lawsuit or major insurance claim, umbrella insurance provides extended liability coverage beyond your existing home and auto insurance policies.

Recreational Vehicle Insurance

Protect your family, your possessions, your vacation plans, and the vehicle itself with an RV insurance policy.

Antique Auto Insurance

Your classic car is a prized possession. Protect this rare collectible with a policy specific to your antique vehicle and its worth.

Golf Cart Insurance

Required in South Carolina, golf cart insurance protects you and your vehicle in case of a mishap. It’s especially important if you plan to drive your cart around anywhere other than the golf course.

Motorcycle Insurance

Required in South Carolina, motorcycle insurance helps protect you and others and depending on the coverage you choose, your bike too.

Identity Theft Insurance

If your identity is stolen, an identity theft insurance policy can help cover the costs that you may have to spend to repair your financial identity, credit reports, and more.

Bonds

Bond insurance protects you by guaranteeing repayment of principal and interest on a bond in the case of a default by the issuer of the bond.

Testimonials

“Greg was absolutely wonderful to work with! Friendly, knowledgeable and efficient – the entire process was easy and he saved us a lot of money too! Anytime we had a questions or needed to file a claim he took care of everything for us. Prior to our yearly renewal he was already looking for the best rates for us, creating such peace of mind.”

Heather

“After being constantly ignored by our other insurance agent, it was time to find an insurance agent who truly cared about their clients. It only took one phone call with Ridpath Insurance to make us feel completely comfortable. Greg completed a thorough look into all of our policies and found where our our insurance was lacking. Not only were we able to increase our coverage but ended up saving money across all policies. We are so fortunate to have found Greg and Liza. They have been in constant communication about everything going on and so helpful in every way possible. It is such a relief to know we are in such good hands!”

Chris

“Greg was absolutely wonderful to work with! Friendly, knowledgeable and efficient. The entire process was easy and he saved us a lot of money too! Each year Greg finds us the best rates for our insurance needs and personally takes care of any claims we have. His new office is open at The Bend in Carolina Park so he is close by for any questions and personalized service. This is a family owned business and you can truly feel that Liza and Greg care about your individual insurance needs.”

Paul

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